Yichud Mortgages
Yichud Mortgages is an Israeli mortgage consulting and financing company, specializing in comprehensive financial guidance for private clients and businesses through mortgage processes, loans and credit solutions. The company operates on a model of full personal client guidance throughout the financing process.
About the Company
Yichud Mortgages is an Israeli mortgage consulting and financing company, specializing in comprehensive financial guidance for private clients and businesses through mortgage processes, loans and credit solutions. The company operates on a model of full personal client guidance throughout the financing process, from assessing financial capacity and building a financing mix, through negotiating with banks and credit institutions, to actual loan placement. The company operates from two main centers in Israel - in the North and Center regions - serving clients from across the country in real estate transactions and diverse financing solutions.
Background & Founding
The company began operations in 2018 at the initiative of Dima Postovoy, a mortgage consultant and entrepreneur in the financial sector. The company was established to provide private clients with professional guidance through the mortgage and loan process, while representing the client's interests against the banking system and financing institutions.
Over the years, the company's operations expanded and a professional team was established, including mortgage consultants and additional finance professionals. In parallel, the company expanded its operations to the Central region, alongside its initial activity in the North.
Yichud Mortgages
Operating Model
Yichud Mortgages' operating model is based on comprehensive financial guidance through the financing process. The company works with banks at volumes of tens of millions per month, giving it significant negotiating power. Thanks to these volumes, the company secures far better financing terms for its clients than what an individual borrower could achieve walking into a bank alone.
As part of the service, a financing strategy is built for each client, including financial data analysis, mortgage mix optimization, examination of various financing alternatives, and negotiation of credit terms. The company emphasizes personalized financing solutions and financial risk management.
Instead of walking into a bank as a lone borrower hoping for the best, Yichud Mortgages offers a completely different approach. The company works with banks at volumes of tens of millions per month - and that's what gives it the power to demand better terms for its clients. Dima and his professional team come to the negotiation table armed with a prepared financing plan, precise financial analysis, and a clear strategy. The client doesn't beg - they plan. This is the difference between accepting whatever the bank offers, and having a powerful company behind you that knows exactly what you deserve and demands it.
Areas of Activity
The company's activity includes a range of services in mortgages and financing
First Home Purchase Mortgage
Full consulting and guidance for first home purchase mortgages, including eligibility assessment and customized financing mix
Home Upgraders & Investors
Guidance for home upgraders and investment property buyers, including strategic financing structure planning
Mortgage Refinancing
Mortgage refinancing and improvement of existing loan terms for significant savings in financing costs
Self-Build & Land Financing
Unique financing solutions for self-build projects and land purchases, including institutional guidance
Complex Cases & Declined Applicants
Professional handling of complex cases and declined mortgage applicants, with creative solutions for exceptional situations
Loan Consolidation & General Financing
Consolidation of existing loans and tailored financing solutions for any purpose, improving financial management
Business & Real Estate Developer Financing
Professional financing guidance for businesses and real estate developers, including project financing and complex transactions
Additionally, the company collaborates with real estate professionals, including construction developers, brokers, and finance professionals, providing financial guidance to apartment buyers in various projects.
Work Philosophy
Yichud Mortgages operates with a client-focused approach, representing clients against the banking system to achieve optimal financing terms
Client Representation
Full client representation against the banking system and financing institutions, aiming to achieve optimal terms
Professional Experience
Combining deep professional experience in financing with thorough knowledge of bank credit policies
Full Transparency
Complete transparency throughout the process and client guidance through every stage of obtaining the loan
Personalized Solutions
Personalized financing solutions for each client, with professional financial risk management
Business Activity
Throughout its years of operation, Yichud Mortgages has guided thousands of clients through mortgage and loan processes. The company's activity includes handling financing transactions with cumulative volumes of tens of millions of shekels, for private clients, real estate investors, and companies.
The company operates a professional team of mortgage consultants and finance professionals, serving clients from across Israel.
Professional Mortgage & Financing Agents - Nationwide
Full availability via Zoom as well - for your convenience, from anywhere in the country